Your search for an alternative to Sovereign Healthcare ends here

Looking for an alternative to Sovereign Healthcare cash plan?

People switch from Sovereign Healthcare to Mo.health because:

  • The Mo Mastercard transforms the claims experience.
  • You and your team are covered internationally ✈️
  • Members can use any registered provider of their choice
  • The Mo App is a delight to use
  • Administration is simple and SaaS-alike

Mo is the modern health cover you’ve been searching for

Mo is the radically simple new way to offer your team health cover, anywhere in the world.

We’ve worked to fix all the common complaints people have about their health cover, and we’re proud to offer Mo as a fresh new option.

Sign up in minutesSign up in minutes
No minimum contractsNo minimum contracts
Self serve platformSelf serve platform
An illustration of online map showing the location of nearby care providers

Simply tap and go with the Mo Mastercard

With Sovereign Healthcare cash plan you pay out of pocket, and wait to be reimbursed (and you may not get back 100% of what you paid!).

Many people “never-get-round-to-it”, or simply forget to submit their receipts.

With Mo, simply pay for the treatment you need, at the care provider of your choice with your own Mo Mastercard. No claims necessary.

Mo’s Cover follows you across the globe

Sovereign Healthcare’s cover is only valid in the UK and ROI.

If your team is global or if you need healthcare whilst travelling you’re simply not covered.

Mo’s cover doesn’t stop at the border. Wherever you or your team lives, sleeps or travels, we’ll be there.

An illustration of online map showing the location of nearby care providers

Mo allows you to choose any health provider

With Mo, you can visit any registered practice or clinic for your benefits.

If they accept Mastercard, you can simply tap and go with Mo.

You have full freedom to choose the provider that suits you best.

Administration is simple and SaaS-alike with Mo

With Sovereign Healthcare, businesses are tied in to minimum contracts, and there may be ‘waiting periods’ before you can access all your benefits!

It can be a hassle to manage or leave your plan.

With Mo, you can sign up in minutes, on-board your team with two clicks, and get full access to your benefits from day one.

The Mo app is a delight to use

View your benefits, access your card details, and contact customer support all in one place.

We never make it difficult for you to access the health cover you need, and we dont benefit by refusing your claims.

An illustration of online map showing the location of nearby care providers

Mo’s got your team covered

Dental

Dental

Half the UK population hasn‘t visited the dentist in the last two years. Check in on your teeth.

Optical

Optical

An eye examination is more than a vision test. Make sure your eyes are healthy.

Mental Health

Mental Health

Speak to a therapist if you‘re struggling.

Physiotherapy

Physiotherapy

Visit a physio, chiropractor, or osteopath if you have pain around your muscles or bones.

Specialist

Specialist

See a specialist if you need to be referred for further treatment.

Scan

Scan

Diagnostic imaging, such as MRIs, CTs or ultrasounds are covered under your Mo plan.

Digital GP

Digital GP

Speak to a GP from the comfort of your own home.

Podiatry

Podiatry

See a podiatrist if you have pain in your feet or ankles.

Travel Vaccines

Travel Vaccines

Get vaccinated before you travel.

Gym

Gym

Get fit and healthy with a gym membership.

Midwife messenger

Midwife messenger

Get unlimited chat support by real midwives.

logoVs The Competition

Mo makes it easy to cover your global team, you can sign up and onboard your employees in just a few minutes.

Once your team are covered, Mo makes it even easier for them to access the health cover they need with their Mo Mastercard.

  • checkThe most Generous mental health benefit (by far).
  • checkThe Broadest MSK benefit to suit your real needs.
  • checkTravel vaccinations for you globetrotters and your international teams.
  • checkGym discounts to keep you sweating the good stuff.
  • checkSimple single price - no faffing about with multiple variations and versions.
  • checkMedical history disregarded. We take you as you come.
  • checkNo moratoriums - cover from day one.
  • checkDid we mention that it comes with a card?
  • checkRegular usage reporting so that you can see your team is getting real value from the benefit.
  • checkLive chat support (average answer in <5 minutes) to answer any questions you may have.
  • checkNo long term contracts, ultimate flexibility as your team changes shape.
  • checkA community of innovators and builders all sharing the health.

Teams that know Mo, love Mo

Excellent 4.8 out of 5

star rating

Give your teamLogo

Take your team’s benefits to the next level with modern health cover designed for modern teams.

Sign up
Two professionals working at a laptop overlaid with a notification saying 'Your team is good to go'