Modern health cover for modern teams

Mo is the radically simple new way to offer your team health cover, anywhere in the world.

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We’ve made health coverlogo-so simple

Tap and go with your Mo Mastercard

Traditional health insurers reimburse (if you’re lucky.) With Mo, your team simply pay for the treatment they need, at the care provider of their choice. No claims necessary.

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Choose the care that suits you best

We‘ve done away with an old-fashioned provider network. Your team can visit any practice or clinic that accepts Mastercard. Your health, Your choice.

Take your health cover with you

Unlike many traditional insurers, Mo’s cover doesn’t stop at the border. Wherever your team lives, sleeps or travels, we’ll be there.

Manage everything in one place

Manage everything in our app. Get your team set up and ready to access their cover in minutes. Speak to real humans when you need to, or pause your team’s cover if something’s come up.

Mo’s got your team covered


Half the UK population hasn‘t visited the dentist in the last two years. Check in on your teeth.


An eye examination is more than a vision test. Make sure your eyes are healthy.

Mental Health

Speak to a therapist if you‘re struggling.


Visit a physio, chiropractor, or osteopath if you have pain around your muscles or bones.


If your GP recommends a specialist, use your Mo plan to pay for it


Diagnostic imaging, such as MRIs, CTs or ultrasounds are covered under your Mo plan.

Digital GP

If you can‘t reach your normal GP, book yourself a virtual appointment.


If your feet hurt, see a specialist podiatrist.

Travel Vaccines

If you need vaccinations for travel use Mo.

Teams that know Mo, love Mo

Excellent 4.5 out of 5

star rating
five stars

“ is an excellent service. Our full team use it. It covers the areas of health we need like GP, Physio and Dental. The system is slick and very easy to use.”

Will Kennedy

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five stars

“So fast and convenient. Great service and feeling grateful to work for a company that has as one of its benefits.”

Alex Belfield

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five stars

“ is a great employee benefit. So easy to use, you just pay with the app at point of service so no claims to make. 6 stars!”

Deborah Vaughan

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Powered by people not premiums

Mo is a people-powered collective, not an insurance company. And we’re on a mission to create the most people-centric health cover on the planet.

How Mo works
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Mo logo
Traditional health insurance
Simple, transparent pricing
No minimum contracts
Simply pay, no waiting to be reimbursed
No medical history required
Cancel any time
International cover as standard
A collective membership plan

Give your teamLogo

Take your team’s benefits to the next level with modern health cover designed for modern teams.

Sign up
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